Q: What is a tax sale?
A: A tax sale happens when a property owner falls behind on property taxes and the county sells the property (or a tax lien) to recover the unpaid taxes, penalties, and fees. Once the sale happens, it can be very difficult or sometimes impossible to reverse.

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Q: What are surplus funds, excess proceeds, or unclaimed proceeds?
A: If a tax-sale property sells for more than the total amount owed in taxes, penalties, fees, and costs, the extra money left over is often called surplus funds, excess proceeds, or unclaimed proceeds. In many places, the former owner (and sometimes their heirs) may be able to claim this money, but there are deadlines and paperwork involved.

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Q: How do I know if I have surplus funds from a tax sale?
A: The first step is to contact the county that handled the tax sale (often the Tax Collector, Treasurer, Clerk, or Auditor’s Office) and ask if any surplus or excess proceeds are listed under your name or parcel. You can also check your state’s unclaimed property website to see if any funds have been turned over to the state. 

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Q: How long do I have to claim surplus funds?
A: Every state and county is different. Some allow only a few months; others allow several years. After the deadline, the funds may go to the county or state permanently. It’s very important to check directly with the county that held the sale for current rules and deadlines.

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Q: Do I need a lawyer to claim surplus funds?
A: In some places you can file a claim on your own. In others, the process may involve the court or more complex paperwork. Homes N’ Land cannot provide legal advice, so if you’re unsure what to do, it’s a good idea to speak with an attorney familiar with tax sales in your area.

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Q: Can Homes N’ Land help me with surplus funds?
A: Homes N’ Land focuses on helping former property owners understand the process—how surplus funds work, which office to contact, and what questions to ask. In some areas where local rules allow third-party assistance, we may be able to offer additional support or connect you with resources. We are not a law firm and do not provide legal or tax advice.